| 31.12.2015 | 31.12.2014 | |
| Accounts payable | 658 230 | 542 514 |
| Deferred income | 501 124 | 400 345 |
| Other liabilities (of which): | 2 196 816 | 2 011 744 |
| liabilities arising from funds transferred by BGF for the payments for depositors of SKOK in Wołomin | - | 356 461 |
| interbank settlements | 245 428 | 313 318 |
| liabilities relating to investment activities and internal operations | 141 782 | 235 231 |
| liabilities due to suppliers | 242 561 | 228 955 |
| liabilities and settlements of securities turnover | 484 925 | 228 550 |
| financial instruments settlements | 135 549 | 139 971 |
| liabilities due to social and legal settlements | 103 146 | 114 077 |
| liabilities arising from foreign currency activities | 198 571 | 88 609 |
| settlement of acquisition of machines, equipment, materials, works and services regarding construction of tangible assets and investing activity | 141 868 | 75 990 |
| liabilities relating to payment cards | 11 517 | 33 344 |
| liabilities due to transactions with financial and non-financial entities | 28 373 | 25 627 |
| liabilities due to insurance companies | 22 349 | 24 529 |
| liabilities from interest temporarily redeemed from the State budget | 18 662 | 18 603 |
| liabilities due to distribution of court fee stamps | 10 989 | 10 059 |
| BH liabilities araising from share subscriptions | 306 549 | - |
| other* | 104 547 | 118 420 |
| Total | 3 356 170 | 2 954 603 |
| of which financial liabilities ** | 2 340 804 | 2 321 761 |
* Item ‘other’ includes i.e. liabilities related to bails and guarantees.
** Financial liabilities include all items of ‘Other liabilities’ with the exception of ‘Deferred income’, ‘Social and legal settlements’, ‘Liabilities of Brokerage House due to tender offer’ and ‘Other’.
As at 31 December 2015 and as at 31 December 2014, the Group had no overdue contractual liabilities.