39. Other liabilities

  31.12.2015 31.12.2014
Accounts payable 658 230 542 514
Deferred income 501 124 400 345
Other liabilities (of which): 2 196 816 2 011 744
liabilities arising from funds transferred by BGF for the payments for depositors of SKOK in Wołomin - 356 461
interbank settlements 245 428 313 318
liabilities relating to investment activities and internal operations 141 782 235 231
liabilities due to suppliers 242 561 228 955
liabilities and settlements of securities turnover 484 925 228 550
financial instruments settlements 135 549 139 971
liabilities due to social and legal settlements 103 146 114 077
liabilities arising from foreign currency activities 198 571 88 609
settlement of acquisition of machines, equipment, materials, works and services regarding construction of tangible assets and investing activity 141 868 75 990
liabilities relating to payment cards 11 517 33 344
liabilities due to transactions with financial and non-financial entities 28 373 25 627
liabilities due to insurance companies 22 349 24 529
liabilities from interest temporarily redeemed from the State budget 18 662 18 603
liabilities due to distribution of court fee stamps 10 989 10 059
BH liabilities araising from share subscriptions 306 549 -
other* 104 547 118 420
Total 3 356 170 2 954 603
of which financial liabilities ** 2 340 804 2 321 761

* Item ‘other’ includes i.e. liabilities related to bails and guarantees.

** Financial liabilities include all items of ‘Other liabilities’ with the exception of ‘Deferred income’, ‘Social and legal settlements’, ‘Liabilities of Brokerage House due to tender offer’ and ‘Other’.

As at 31 December 2015 and as at 31 December 2014, the Group had no overdue contractual liabilities.