8. Fee and commission income and expense

Fee and commission income 2015 2014
income from loans and advances granted 636 918 603 852
payment cards 945 904 1 271 459
maintenance of bank accounts 899 043 922 206
loans insurance 40 466 138 078
maintenance of investment and open pension funds (including management fees) 468 480 444 980
cash transactions 101 229 114 053
securities transactions 98 670 95 549
servicing foreign mass transactions 74 435 68 652
providing services of an agent for the issue of Treasury bonds 23 218 23 037
sale and distribution of court fee stamps 12 265 9 613
insurance operations 105 839 60 471
Income from insurance intermediary 7 375 2 313
Income from policies administration 6 536 5 328
Income from fund management 74 324 45 130
Other 17 604 7 700
other (comissions of Brokerage House for service of the prmiray issue and
comissions for the administraiting the borrowers debt to the state budget)
187 593 145 600
From fiduciary activities 4 270 4 386
Total 3 598 330 3 901 936

Fee and commission expense 2015 2014
payment cards (471 737) (669 758)
acquisition services (67 843) (112 432)
settlement services (29 928) (27 845)
assets management expenses (10 699) (18 827)
fee and commissions for operating services provided by banks (18 884) (15 927)
Other (cost of fees incurred by the Brokerage House to WSE and NDFS ). (148 611) (123 641)
Total (747 702) (968 430)